Introduction: You Don’t Have to Stay Trapped – Learn how to cancel your timeshare
Are you stuck paying for a timeshare you no longer use—and no longer want? You’re not alone. Over 9 million Americans are burdened with timeshares they regret buying.
If you’re reading this, chances are you’re looking for a way out.
Here’s what most people don’t realize: you do NOT need to hire a lawyer or an expensive “exit company” to cancel your timeshare. In fact, many of those companies are under investigation for scams, delays, and charging $5,000–$10,000 for something you can do yourself.
As a former timeshare sales and contract professional with over 25 years of experience, I’ve helped over 600 people cancel their timeshares legally, affordably, and without harming their credit.
This article will walk you through the exact steps to cancel your timeshare legally and safely—and explain how to avoid the traps that keep most owners stuck.
Step 1: Make Sure You’re Eligible to Cancel
Before starting the cancellation process, confirm these things: If your timeshare is in Mexico, Step 1 will not apply.
- Your timeshare is paid in full (no mortgage or loan balance)
- You have no unpaid maintenance fees or assessments
- Your name is on the contract or deed
If you meet these conditions, you’re eligible to cancel without involving an attorney or third party.
Note: Some resorts allow cancellation even if you owe money, but the process becomes more complicated and may require additional documentation or negotiations.
Step 2: Understand the Resort’s Cancellation Policy
Every resort has different policies for cancellation, deed-back, or termination. Here are common options:
- Deed-back program (if they have one)
- Right-to-use contract termination
- Owner vote for dissolution (in rare cases)
Visit your resort’s website or call their owner services department to ask what their written cancellation policy is. Get everything in writing. Even if they state that you cannot cancel, ignore them. What you really need is their correct address.
Insider Tip: Resorts may lie or discourage cancellation. Always ask for policies via email, and never agree to new upgrades or transfers while you’re trying to cancel.
Step 3: Write a Legal Cancellation Letter
A strong cancellation letter includes:
- Your name and contract number
- A clear cancellation request
- Reference to any applicable legal rights
- A demand for written confirmation
- A deadline for response (usually 14–30 days)
Sample Wording: “I am requesting the immediate cancellation of my timeshare contract effective upon receipt of this notice.”
Bonus: Get My Free Cancellation Letter Template
Over 600 people have used my exact template to cancel their timeshares successfully. Download it on my website as part of the Timeshare Cancellation Starter Kit.
Step 4: Send the Letter via Certified Mail
Don’t just email it. Send your letter:
- Via certified mail with a return receipt
- To the resort’s legal or contract department, not customer service
- Keep a copy of your letter and proof of delivery
Why certified mail? It creates a legal trail and shows the resort you mean business.
Step 5: Prepare for Pushback
Most resorts will try to delay or deny your request:
- “You can’t cancel this contract.”
- “You must upgrade before we can help you.”
- “We can transfer you into another program.”
Truth: These are tactics. They work because people are scared, uninformed, or overwhelmed.
Stay calm, follow through, and do not agree to anything over the phone.
Step 6: Wait for Written Confirmation
Once the resort processes your cancellation, they must send written confirmation. Until you receive it, continue paying maintenance fees to avoid damaging your credit.
If they ignore your request, follow up with a second letter and send it to the CEO or legal department directly.
Pro Tip: My course shows you how to get this done in under 90 days, even if the resort tries to stall.
Real Stories: What My Clients Experienced
Victoria Kamau: “I could give 10 stars if I could!”
Allan Gonzales: “Wayne has been absolutely helpful, informative and reassuring throughout this difficult process of canceling. I would highly recommend his course.”
Dianne Jean Aldrich: “This course gave me the KEY I needed to cancel my timeshare in Mexico. In addition, the instructor was responsive to my questions and gave direction when I needed. Most of all, this course gave me the confidence to TRY to cancel my timeshare without an exit company… AND I DID!”
Mindy Kay: “Thank you Wayne! My Mexico timeshare is cancelled. It took less than two months!”
Why Exit Companies and Attorneys May Hurt You
Here’s what they don’t want you to know:
- Most exit companies just send a generic letter (which you can do yourself)
- Lawyers often drag out cases to charge more
- Many services are under FTC investigation
You’re paying thousands for something you can do for less than $200 with the right tools and guidance.
Common Questions (FAQ)
Q: Will canceling affect my credit? A: No, if you cancel legally and follow the process correctly, there is no negative credit impact.
Q: What if I still owe money on the timeshare? A: That’s a different process. You may need to negotiate a payoff or settlement first. My course covers options.
Q: Can I stop paying while I cancel? A: yes. But only after you have sent the certified letter of cancellation.
Q: What if my resort says cancellation isn’t possible? A: They’re wrong. That’s a tactic. You are in control. Your contract will be terminated under the right conditions.
Q: Can I cancel if I inherited the timeshare? A: Yes. You are not obligated to accept an inherited timeshare. My template works for this too.
Want Help? I Built the Exact Solution You Need
If you want to:
- Avoid scams
- Cancel legally within 90 days
- Get step-by-step guidance and all paperwork done for you
…then you should enroll in my course: Timeshare Cancellation Mastery.
It’s based on 25+ years of inside experience and has helped hundreds cancel successfully.
You don’t need to spend $10,000 or wait two years. You just need a clear roadmap—and that’s what I give you.
Final Thoughts
Timeshare ownership shouldn’t feel like a life sentence.
You have legal options. You have rights. And you have a path forward that doesn’t involve lawsuits, scams, or fear.
If you’re ready to cancel your timeshare once and for all—without ruining your credit or draining your bank account—start here.
Take back control. End the stress. Regain your freedom.
Ready to begin? Visit my homepage and check out the course that’s changed hundreds of lives worldwide.
If you to get a copy of my book, Everything About Timeshares, click here.
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